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The Q Times | Questioning the Times Saving on food delivery fees doesn't have to be a hassle. Just keep in mind what your alternatives are before beginning the process. Some people enjoy saving on their next food delivery fee by making weekly grocery lists, which they then use for the rest of the week to save more money. Once a week, they then add more groceries on to their weekly list and save more money on their food deliveries. The thing with this is that you should be able to see if you are still going to get food through the mail that you are interested in buying. If you don't find anything that interests you then you can move on to your next order. Another option that some people enjoy is to set aside their weekly list to save for something else like gift shopping. This can be great because it keeps them from being too stressed over food. Just make sure that whatever you are saving on is for something that you are actually interested in, like gifts. 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Even though you may be spending more than usual, the difference is going to go back into the bank because you have saved money when you are making your weekly list. This money will then go towards other things so that you won't have to worry about paying more for your food. Some people might not think that they can really save any money, especially if they are used to eating out every day, but there are ways to actually lower the amount of money that you have to pay each month for your monthly food delivery fees. Other than this, another way to save is to make a weekly grocery list. You can do this either in person, by mailing in the grocery list, or you can do it online. Either way, this will help you save a lot of money and you will be able to have the type of food that you are interested in without having to worry about a lot of extra money on top of your budget. Coupons on Groceries Using coupons on groceries has been known to help consumers save money. 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PER-K® | Welcome to Evolution of Business What can we learn today from ancient cultures about running a successful, and sustainable business? The answer is, a lot more than you may think! We have largely ignored ancient cultures, and their connection to the wisdom of Nature, in the creation of our modern business culture. We have ignored this wisdom at our own peril. It's time to recover this wisdom in order to create a sustainable future for individuals, businesses, and our planet. As many business people know, but few admit, business as usual isn't working…we have to do something different! We are in a major transition period from the old unsustainable single bottom line mindset of profit at any price, to the new sustainable triple bottom line mindset of people, profit, and the planet. The triple bottom line mindset is not just a good idea, it is the key to a sustainable future. Our compartmentalized thinking, that the economy and ecology are unrelated, is a short sighted and potentially disastrous misperception. We have created a dangerously fragile economy and ecology, one that threatens not only the financial well-being of our global culture, but the very survival of our planet, and all life on it! The right use of resources available through our world wide business enterprises are essential to address many of today's global challenges. But, without a significant change in the mindsets of business leaders, no such change will take place. PER-K® is a simple and effective way to address mindset change at the subconscious level of the mind, where neuroscience tells us that over 95% of our thoughts and behaviors originate! This is the part of mind that is really running our lives, and is below the level of our conscious awareness! Unfortunately, most of these subconscious programs are outdated and even harmful to us, personally and professionally. The good news is that these outdated programs can be "rewritten," just as software can be updated in your computer. Scientific research done using the PER-K® process shows that it creates what is called a Whole-Brain State. This bilateral, symmetrical brain wave state, makes high-speed mindset change possible. Often self-limiting subconscious beliefs can be changed in a matter of minutes, no matter how long you have had them! I invite you to join the Evolution of Business…an evolution toward a more sustainable world, economically and ecologically. Rob Williams, Originator of PER-K®
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Contrarian Investors' Journal | An insider?s peek into the minds of contrarian investors who strive for atypical excellence… When investors consider precious metals, words like "hedge" and "security" tend to come to mind. This is because precious metals (particularly gold) are known to be calm and steady investment sources when compared to stocks and other investments. Demand for gold especially is universal and constant, and the prices are determined on an international level, all of which means that abrupt changes are uncommon. 2013 was an exception, however, and the biggest one in about three decades. The price of gold fell 28% last year, shaking many investors' faith and turning gold from one of the most reliable and understood sources of investment into a question mark. And sure enough, just to keep up the confusion, gold opened 2014 with a great deal of strength. It quickly regained its bullish ways through February before starting to even out a bit. The price of gold now sits at roughly $1,300/oz, as compared to the $1,200/oz mark it hovered at in late December and early January. So with gold's dramatic leaps seemingly stabilizing to some extent, there are two questions that investors with interest in gold must ask: is the bull market for gold bullion over? Should you risk buying any of the precious metals? Online supplier and reference guide BullionVault has plenty of information on buying gold for those who believe the bull market will continue (or rather, reappear). However, one helpful tip for a careful investment might be to focus currently on physical gold bullion rather than ETFs or gold futures. It's exceedingly unlikely that the price of gold bullion will fall dramatically below current levels, whereas an investment in gold futures is more of a gamble on upcoming trends, and therefore riskier. But before you decide whether or not you are interested in investing (let alone how you're going to do it), we'll turn back to the first question: is the bull market over? The only proper way to address this question would be to look at which factors contributed most significantly to the early 2014 bull market. For the most part, analysts seem to agree on two main factors: underperforming economies in the U.S. and China, and the political conflict between Russia and Ukraine. As mentioned, gold is often thought of as a hedge. When large economies perform poorly, or political conflict or natural disaster threaten world stability, gold prices tend to rise as investors look for a place to put their money that is not subject to changes and devaluation as a result of these issues. So naturally, the factors mentioned can be said to have played significant roles in the early 2014 bull market. The economic prospects in the U.S. and China have since improved at least moderately, which has likely played a role in the gold market weakening somewhat in the past month. However, some are predicting that the enduring issues between Russia and Ukraine could still feed an enduring bull market. International Business Times assesses the situation by stating that the escalating political crisis could "boost the metal's safe-haven status." Indeed, with the conflict in Ukraine showing no signs of abating, gold has had a strong past week, and it could well be that quarter two of 2014 will remain strong. At this point, however, a long-term gold investment certainly seems like a riskier proposition than usual, given that something as quick as a conflict resolution in Ukraine or a strong report on the U.S. or Chinese economy could send prices down.
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