RAW RANKED SITES ABOUT
#LIFE PERSPECTIVE

The most comprehensive list of life perspective websites last updated on Aug 1 2021.
Stats collected from various trackers included with free apps.
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Investing, Advice, Retirement and Banking | TIAA Learn about our nearly 100 year not-for-profit mission, the opportunity for your money to grow with lower fees, and access to expert financial advice.
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The Loop - Canada's social lifestyle and entertainment news From life hacks and beauty tips to sex advice from the Golden Girls, fresh content daily with a dash of perspective and humour.
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FutureofWorking.com | Career Advice for the Future When giving a speech or presentation, how you start can make or break you. You want the beginning to be strong and instantly pull your audience in so that you have their full attention from the get-go. Here are 25 effective ways to start a speech or presentation. 1. The Common Ground Open Opening with a real life experience, goal or interest is a great way to grab the attention of the audience to show them that they can gain something by listening to you. By establishing common ground with the audience, especially if it is done with humility and grace, you put yourself on the same level as your audience. If you are an elderly CEO of a company and you discuss finances with a group of younger entry-level employees, you have to share your own business experiences when you were younger so that the audience will better understand your message. 2. Ask a Question If you want to make your audience think right away, ask them a question to start your speech. Ask either a rhetorical or literal question. Whether or not an answer to that question is called for, when people are posed with a question that matters to them, they will intuitively answer. When you ask a question, raise your hand to indicate what you want the audience to do. After asking a question like "How many people here are self-employed?", see if any audience members raise their hands. Take advantage of this engagement by getting into the heart of your speech. 3. Quote Sometimes it is as easy as opening with a relevant quote. You can set the tone for the rest of your speech if you have a quote that is memorable. You should keep in mind that whoever you quote has to be well known by the audience because if it is someone like your next-door neighbor, the quote will fall flat with everyone. If you are discussing topics related to politics, for example, it is wise to quote a former United States President. "If there is anything that a man can do well, I say let him do it. Give him a chance." -Abraham Lincoln 4. The Contrast Open If speeches feel like boxing matches to you, this type of opening would often be used. Showcase the difference between diametrically opposed concepts, positions, ideas or words, and the end result will be that some audience members will feel persuaded to change their perspective or embrace something new. There are always two sides to every story, and both sides have to be equally presented. What are the differences between a need and a want? Obstacles and opportunities? Problems and solutions? Highlighting the differences will get audiences to understand the points you are trying to make. 5. Tell a Story Before making the key points of your speech, telling a story to start can draw your audience in. Some of the most powerful words that can immediately grab the attention of the audience would be "Once upon a time" because regardless of age people will love stories of any kind. When you start your speech with a line like "Once upon a time", the audience will know that a story is coming. People will immediately calm down, become quiet, and listen to what you have to say. Whether it is fiction or non-fiction, telling a story will resonate with audience members. 6. Imagining Something If you want people to go on a unique journey with you, encourage them to imagine certain scenarios. For example, if you are working for a non-profit organization that brings water to people who lack the resources to get water, a good opener would be something like "Imagine being thirsty all the time, but never having anything to drink." By having them imagine scenarios like that, you make the audience a part of your presentation. They can actively empathize and engage with the content of your speech because they actually put themselves into that setting. 7. Humor Though this should never be forced onto the audience, when properly implemented you will put a lot of smiles on the faces of those you speak to. Being funny during a speech can be very difficult, but it is a way to give yourself relief as a public speaker. Telling jokes in your opening is a sign to the audience that you don't take yourself too seriously, and that they can relate to you in some way. One witty opener would be "If you can hear me, please start clapping as to confuse those that cannot make out what I am saying." 8. "This Day In History" Open One main reason why audiences gather to listen to speeches is that they can learn something. If you start your speech with a historical fact, the audience will immediately pay attention. For example, if the day of your speech falls on March 5, you would open your speech with "On this day, March 5, 1963: the Hula Hoop, a hip-swiveling toy that became a huge fad across America when it was first marketed by Wham-O in 1958, is patented by the company's co-founder, Arthur "Spud" Melin. An estimated 25 million Hula Hoops were sold in its first four months of production alone." 9. Thank the Organizers and Audience If you want to stick to the basics of public speaking, simply mention the people who made it possible for you to have a presentation. Thanking the event organizers and the audience compliments them, makes them feel proud and happy about your presence, and strongly connects you to the audience. Refer to the person who introduced you to one or more of the senior people in the organization in the audience, and compliment that person as a showing of respect. Be humble and genuine in your positive comments toward the organization. 10. Positive Statement Staying positive throughout a speech can be challenging, but it will become easier if you start your speech with a positive statement. You can begin by telling the audience how much they will like and appreciate what you have to say. For example, you could say something like "You're really going to enjoy the time we spend together today. I'm going to share with you some of the most thought-provoking ideas my company has ever made." The upbeat tone of this opening is enough to make the audience invested in whatever follows. 11. The Skeptical Audience Open A doubting audience is a difficult audience to handle. From the start, they may not trust your ideas or they could be against what you are proposing. Whether they were disappointed in the past or if they are simply stuck in their ways, they will put up a brick wall in front of you. The more hostile the crowd, the faster you must address the gap. Blending your goals and the needs of the audience requires a careful combination of anticipating the major objections, avoiding defensiveness, acknowledging the obvious truths early, and understanding the divided loyalties between the intractable, the undecided, and the supportive. Identify which of those must hear your message and adjust accordingly. 12. The Puzzle Open Brain teasers and mind puzzles tend to capture the attention of audiences that like to be given mental exercises. As the audience tries to figure out what it will take to solve them, they become highly engaged with the practice. Capitalize on this behavior by proposing a riddle, asking a puzzling question that you promise to reveal in the end, and suggesting that the audience complete a mathematical equation and promising to give the answer context as you go along during the speech. Alternatively, reveal one puzzle piece after another throughout the course of your speech to help your audience find the right solution. 13. Refer to Current Events Bringing documentation of something that is currently relevant to the public will help you to illustrate your point the way you want to. Use a current event story that is on the front page of your local newspaper to transition into your subject, and hold it up as you refer to it in your introduction. This serves as a visual image to the audience that they will keep in their minds as they see you hold up this documentation. When they hear you recite or read a key point of the news story, they will carefully pay attention to you. 14. Refer to a Recent Conversation One way to keep the topic you wish to talk about relevant to the audience is to refer to a recent conversation you had with someone attending this public speaking event. Hours or minutes before you get on stage to address the audience, you could be engaging in a thought-provoking conversation with someone in a lobby, and that person might tell you that this is one of the best times to be working in a specific industry. It is likely that many audience members will share the same view as that person, so when you mention this conversation in your introduction they will have something to relate to. 15. The Activity Open An active audience is one that will be more likely to keep listening to you after you finish your introduction. Keeping an audience preoccupied with an activity works well during training sessions and workshops when you are trying to teach a specific skill. Engaging in activity right from the start allows the audience to recognize the benefits of listening to your message. The activity has to be fun but also challenging enough. If they quickly get through it they will spend the rest of the workshop sitting in their chairs doing nothing. 16. The Study Hall Open If you are someone who loves using data-heavy charts and graphs to illustrate your points, you have to be careful about how you present your data to the audience. While they want to be informed, people in the audience also don't want to be bombarded with too much information all at once. Establishing a school setting and distributing paper handouts of data to your audience to begin your session helps them to follow along. Ask them to read the charts and graphs, and following their review you are well on your way to making your key points. 17. The PowerPoint Open When PowerPoint technology is used correctly it is a highly effective tool for the audience. Otherwise, it immediately makes your presentation feel boring. Slides that are overly literal will fall flat, but conceptual and eye-catching images give strength to your words. Pick captivating and intriguing images. If you present a talk on how to make ice cream, you could begin with a slide that shows the finished product of your ice cream brand. Describe the process of making ice cream in your introduction, and as you proceed you show slides in reverse, moving from final product to the very beginning. Along the way, you guide the viewer through each step. 18. The Audio Clip Open Your voice remains front and center for your talk, but additional sounds can bring more clarity to your message. Your words will be given more meaning with the help of a short audio clip as it makes your message more memorable. If you are teaching a music school, you can include two brief audio excerpts, a before and after of student instruction. Though your words do matter, these clips can have a better impact in persuading students to join your school. Audio testimonies, song recordings, oral accounts, and speech snippets all make for good audio clips. 19. Silence A subtle pause of silence, even if it extends to only 10 seconds, gives your audience enough time to sit and quiet down. Most audiences expect a speaker to begin right away. If you want to get the attention of an audience, taking that extra pause will help your cause. People will start wondering why you are being so quiet as they gather around, and when you break your silence and start speaking you can use that pause to illustrate a key point. Sometimes the main challenge in public speaking events is to get the audience into a silent state. 20. The Challenge Open Audiences want to be challenged and motivated to contribute to something they feel passionate about. Open your speech with a challenge if you are looking to increase sales, raising money for a project, asking for volunteers, or wanting legislative change. It isn't just about buying into your message but also taking the actions to manifest it. Start your speech with something like this: "Leaders see possibilities where followers see obstacles. I am here today to call for leaders to encourage those who are unsure about the project to look past the stumbling blocks we face in the development of this local park and consider giving citizens a better environment." 21. Multiple Choice Test Presenting your own multiple-choice test can draw your audience to your topic, and this approach is tailor-made for a talk with multiple perspectives about an issue or different solutions to the same problem. An example of this open would be to say the following: "As a company, we have several routes we can take regarding growth and increased sales. We could a) buy smaller companies to diversify our portfolio of services, b) move resources to focus on only a few, or c) we could opt to franchise. After we evaluate these options together, I will offer the option that I think is the way for us to go." 22. The Mystery Open The odds are likely that your audience loves to solve mysteries. Whether they are read in books or watched on television, mysteries grab the attention of people simply because of the uncertainty that is wrapped around them. When using this open present some clues on stage, regardless of which side of the argument they lean towards. Remind the audience of these clues throughout the speech and encourage them to come up with their own conclusions before revealing how your mystery gets solved. 23. Have Audience Members Talk to Each Other All audiences will be sitting close together in a setting where they will be visible in front of you, so you might as well take advantage of this. Encourage people to talk to others that are sitting next to them, and specifically to let them know what they would like to learn from your speech. Encourage your audience to discuss with each other any particular points. Any commands or show of leadership on your part will easily influence the audience, as long as you do it with confidence. 24. Bring Up Statistics Even if you don't bring any charts or graphs to illustrate your points, simply mentioning important statistics will resonate with the audience to get your message across the right way. Statistics have the potential to trigger the emotional appeal of the audience. One example of presenting statistics in your open would be something like: "In 2019 there were 152,000 homeless people roaming the streets in California. By 2025 that number is expected to nearly double." This kind of open highlights the need to address the problem of homelessness because the statistic is powerful, personalized and surprising. 25. The Unexpected Definition Open Dictionaries are obviously accurate, but there are times when words gain more power when they are redefined. If you are a valedictorian and you want to share how much your fellow students mean to you, the open can go like this: "The dictionary defines classmate as a member of your class, but my definition for you all is much broader than that. We were friends, teammates, and mentors. As worthy opponents, we challenged each other on the field and in the classroom. And, we now can define ourselves as fellow graduates." Conclusion How you start your presentation will depend on what kind of presentation you are giving, and what tone you want to set for your audience. Regardless of which you choose to begin with, incorporating one of these strong tools into your speech ensures that your presentation is a success from the very start.
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Chill Life Network - Travel Blog A perspective on life through the eyes of youth, Chill Life Network discusses topics ranging from sports to travel. It provides a unique look at life through experiences and observations. Includes tips for improving the quality of life.
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The TRUTH about Motherhood | Life Perspective through Mom Goggles The TRUTH about Motherhood is a lifestyle/parenting blog chronicling life perspective through mom goggles. My journey from pregnancy through the teen years. Parenting, travel, tech, recipes, losing weight, style, home and Disney.
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Modern Homesteading ~ Rural Living Today ~ Rural and Farm Lifestyle Rural living is entirely different from life in the city or suburb. It isn’t easy to make the change from an urban perspective to Modern Homesteading
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The Buena Vida Project Life and career coaching for millennials. Serving individuals across the United States who are looking to get unstuck, want to feel more motivated and energized, and are interested in gaining a new perspective for their professional and personal lives.
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Welcome to Relevant Radio - America’s Talk Radio Network for Catholics Relevant Radio, Drew Mariani, Patrick Madrid, Fr. Simon, Msgr Swetland, Fr. Matthew Spencer, Family Rosary Across America, Sheila Liaugminas
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TeaSmoke | Tea smoke is a virtual home for the people who have a unique perspective on life, the people who believe that movies, music, and books are not the only form of entertainment but the art of meditation.
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Law.blog – Get your subdomain of law.blog law from The American Heritage® Dictionary of the English Language, 4th Edition n. A rule of conduct or procedure established by custom, agreement, or authority. n. The body of rules and principles governing the affairs of a community and enforced by a political authority; a legal system: international law. n. The condition of social order and…
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New Perspective on Life - BayArt Inspire. Encourage. Learn. Educate.
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Eclectic Witchcraft - Manifest money, power, love, and an enchanting life with Eclectic Witchcraft Eclectic Witchcraft brings unique spells and a fresh perspective on paganism, witchcraft, and the occult. Learn something new and witchy every week!
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HFW | Home | Global industry specialists Home. HFW is an international law firm with dynamic, entrepreneurial lawyers providing expert solutions on all aspects of international commerce.
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Pause for Perspective - Psychological Services for A Well-Lived Life Psychological Services for A Well-Lived Life
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Nat Geo Traveller India | Travel Experts and Magazine National Geographic Traveller is India's most loved travel magazine and guide. Get magazine stories, web exclusives and a wealth of tips and tricks on travelling the world.
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Sacred Geometry Web by Narada_Dan_Vantari - Shapeways Shops <strong>These forms are inspired by the principles of Sacred Geometry. I have created a forum for discussing everything sacred geometry related at <a href="http://www.SacredGeometryForum.com" rel="nofollow">www.SacredGeometryForum.com</a> and an associated information site at <a href="http://www.SacredGeometryWeb.com" rel="nofollow">www.SacredGeometryWeb.com</a><br /> I invite you to check out my book &#039;Understanding Sacred Geometry and the Flower of Life - a Higher Dimensional Perspective on an Ancient Wisdom Stream&#039;. You can read it online, or order printed copies, from <a href="http://www.UnderstandingSacredGeometry.com" rel="nofollow">www.UnderstandingSacredGeometry.com</a></strong><br /> <br /> &nbsp;
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Enter Into His Rest ~ Spiritual Transformation and Healing I received the following intimate spiritual experiences bringing about a progressive, transformative, healing, restorative work in my soul, heart, mind, body, and soul. The promise remains of entering His rest, and we can enter into that rest by faith. Unbelief will make us fall short of the rest God has for us.
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Carli Brezinka Carli''s tenacity, clever sense of humor and gracious heart provides her with a compelling perspective on life that continues to inspire and motivate her readers one relatable, witty and honest message at a time.
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Pak Media Blog – A procrastinator Pakistani blogger trying to give the world a sophisticated & proactive perspective on parenting, makeup, beauty, entertainment, fashion, music, film, fitness & so much more happening in her life
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Follow Me Here… – “I am the world crier, & this is my dangerous career… I am the one to call your bluff, & this is my climate.” —Kenneth Patchen (1911-1972) “I am the world crier, & this is my dangerous career… I am the one to call your bluff, & this is my climate.” —Kenneth Patchen (1911-1972)
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Proud UCPIANS – Bringing The Best Of UCP, We Are UCPians This iUCP TRIBUNE IS THE MOST ACTIVE SOCIAL MEDIA PAGE OF UNIVERSITY OF CENTRAL PUNJAB OPERATED BY UCP STUDENTS WHERE IMPORTANT UPDATES ARE SHARED ABOUT EVENTS, ACTIVITIES AND ALL HAPPENINGS IN UCP. BESIDE THIS WE SHARE CONTENT THAT HELP OTHER STUDENTS IN KNOWLEDGE AND OTHER PERSPECTIVE OF LIFE.s the home page's excerpt
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BlinkThinks in Binaries | Life, from the corner of my perspective. Life, from the corner of my perspective.
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Chatham Life & Style - Arts and Culture, Theatre Genuine southern perspective on performing arts and local culture in Chatham County and surrounding NC areas: Chapel Hill, Carrboro, Cary, Pittsboro, Raleigh, Durham, and Apex.
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Classic History A collection of articles on some of the most inspiring stories in the history of mankind. When I do research I try to place an emphasis on what an individual''s daily life was like so as to show what it took to make their achievements happen. Their lives were usually filled with great adversity. But the passion for what they believed in just kept pushing them forward. I consider an article a great one if it can grant significant perspective on life, or if its just fun or exciting to read.
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Mothman777's Blog | A different perspective, suggestions for a better way of life for a better future for all A different perspective, suggestions for a better way of life for a better future for all
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Lovelifeandspirituality.com | Dating, relationships, and life from a metaphysical perspective.
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TechStoryBook - An Emotional Collection of Experiences A One of its kind collaboration platforms for techies to share their emotions, life experiences & learning, from their very perspective, in the form of Stories.
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up-in-the-air It's been ages since I've been here. Almost two years. In that time, I've thought, repeatedly, that I should let go of this blog and WarriorGirl, these online
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WE LIVE PERSPECTIVE NOT LIFE! | YOUR BRAIN IS YOUR ONLY RELIABLE ASSET THAT YET CAN BACK FIRE… YOUR BRAIN IS YOUR ONLY RELIABLE ASSET THAT YET CAN BACK FIRE...
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Bhai Hanfi Wazaif and Taweez Free Istikhara, Taweez, Wazaif, Silsila-e- Hanfiya, Qadriya, Soharwardiya, Chushtiya, Qasmiya, Feroziya, Contact: +92-311-1021061
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Health Connexions Are you looking for a way to pull the team together and infuse your thinking with an external, fresh perspective? Contact Us: www.healthconnexions.com
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M Philippot - Agriculture et Gestion Espaces Naturels Petite entreprise agricole spécialisée dans la gestion d''espaces par pâturage extensif avec des poneys Fjords dans une perspective de Développement Durable
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21st Century Wisdom - Life Optimisation See a new perspective | Life Optimisation
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Theocast - Reformed Theology through podcasts, blogs videos, and books Four pastors who provide weekly podcasts, blogs, books and videos about life from a reformed theological perspective. Come join the conversation.
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Comedian | Anthony Griffith, Los Angeles, CA Anthony Griffith in Los Angeles, CA is a comedian who focuses on the reality of life from a humorous perspective. He offers both comedy and motivational speeches in his routines. Anthony is capable of doing a comic act on any types of events. If you are interested, get in touch with him today.
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Momentum Career Consulting Momentum Career Consulting is a career consulting business in San Francisco specializing in helping you make positive changes in career, workplace, professional growth and work/life balance.
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The Latter-day Life – Understanding and strength about life from a Latter-day Saint's perspective. Understanding and strength about life from a Latter-day Saint's perspective.
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Judith Shaw - Life on the Edge | A woman's perspective on art and life A woman's perspective on art and life
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Internet Talk Radio - w3w3® - Free Podcast, Blog, Business Interviews w3w3 is a blend of free Internet Talk Radio, an online business magazine, podcast, and blog that delivers business and technology intelligence directly to your desktop, 24/7. Colorado''s Voice of the Technology Community, Your ultimate network for leaders and entrepreneurs.
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Planning Nerd – It is a rough road that leads to the heights of greatness. It is a rough road that leads to the heights of greatness.
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Home; Box Financial Advisors of Minneapolis and Blaine, MN Our advisors believe that having a total picture perspective of your financial world is key to developing a financial plan to achieve your exceptional life. By working with your other professional advisors, we make sense of your complex financial needs.
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HeavenlyPerspectives - Biblical Perspectives for End Times Events If you believe a reasonable evaluation of the world today suggest we are at the beginning of End Times described in the Bible, you have a biblical perspective.
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gloriouslychaotic – Balancing chaos Life is meant to be messy...it is meant to break you apart, shatter your insides, tarnish your heart, and batter your soul...it's in those moments, you are molded into what you should be. It is meant to alter your perspective and force you to resolve conflicts within yourself. People change...that it the obvious truth, whether…
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MoreXP – Life is all about eXPerience A video game blog that offers a unique perspective of the industry with an emphasis on Nintendo content, with reviews of games and conventions.
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Media From the Heart by Ruth Hill | Media From the Heart: Life From An Inspirational Perspective
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Nikah in Kerala™ - Quality Muslim Matrimony Services for Kerala Muslims - Kerala Muslim Matrimony - Kerala Muslim Matrimonial Nikah in Kerala™ is an ISO 9001:2008 Certified Muslim matrimonial service firmly rooted in Islamic perspective with the aim to provide quality matrimonial services for Kerala Muslims
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Releasing Your Unlimited Creativity Releasing Your Unlimited Creativity. An alternative way to live life. A powerful interdisciplinary technology of creativity to create whatever you desire.
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Tamilnadu Nikah Tamilnadu Nikah™ is an ISO 9001:2008 Certified Tamil Muslim matrimonial service firmly rooted in Islamic perspective with the aim to provide quality matrimonial services for Tamil Muslims
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Welcome to The Artist's Road - The Artist's Road The Artist's Road inspires with practical art tips and painting techniques for the traveling artist, video painting tutorials and demonstrations, workshop resources, artist profiles and interviews, remarkable landscape painting locations. An artist community for oil, watercolor and pastel artists, plein air or studio. Articles cover intriguing art travel experiences artists have had while painting the world's beautiful places.
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The Conservative Income Investor | Aside from the usual recommendations to own companies with dominant market positions, strong balance sheets, and high earnings growth, what is something that investors should keep in mind over the next 20+ years of investing that maybe didn't matter as much in the past? My view is that investors should be taking to heart the 1970s recommendations of Peter Drucker who predicted that one of the endings of perpetual technological development is that friction will cease to exist between the original source of a product and the consumer. This means that you should be wary about investing in companies that act as middlemen. Take something like Dick's Sporting Goods (DKS). It's a $5.3 billion company that is divided into 114 million pieces that trade at $47 per share each. It earns a profit of $350 million, or $3.07 per share. The valuation of 15x earnings is pretty low for a company that has ten-year top-line growth of 11.5%, ten-year earnings per share growth of 16.5%, and a valuation of 19-23x earnings during that time. Since the $3 per share IPO in October 2002, the stock has grown a $10,000 investment into $151,000 in just fourteen years. That is especially impressive when you consider that the current valuation of the stock is competitive with the recession-level P/E ratio level and is otherwise the cheapest opportunity to buy Dick's Sporting Goods since the IPO. Yet, when I study Dick's Sporting Goods, there is a limitation on the type of way it should be considered. It's not something like General Electric, Coca-Cola, Colgate-Palmolive, Nestle, or Brown Forman where you can buy the shares, and then set it and collect the dividends for the rest of your life knowing with a high probability that something will be there decades from now. There will come an expiration date for the company because the original source goods--the Nike and Under Armour products that get customers through the door--are now beginning to contact customers directly without the need for a vendor middleman like Dick's Sporting Goods to act as an intermediary to connect Nike shoes and golf clubs to the consumer. At first, I noticed that Nike and Under Armour were beginning to sell their own products directly to consumers online. That was something that would compete with Dick's Sporting Goods, but not necessarily in a mutually exclusive way--it is conceivable to think of a world where Nike and Under Armour's online sales grow while Dick's Sporting Goods also earns a tidy growing profit selling those goods to customers as well. That's because shoes, jackets, shirts, pants, and so on are the type of good you like to see firsthand and get a feel for--it's distinguishable from buying a book on Amazon because there is a certain in-person customization that enough customers will require. But what has bothered me, from the perspective of someone studying the business model at Dick's Sporting Goods, is that Nike and Under Armour have successfully opened their open stores that sell their products directly to consumers. If there is a pair of Nike shoes that you want, why not just go to Nike instead of an intermediary that will have to raise the price enough to own their own keep as well? The coherence of the intermediary's business model takes on a substantial impairment when the end products that a customer desires can be purchased through the end company itself. There are three reasons why a business earns a profit over the long term. You may buy something because it is cheap, you may buy something because it is convenient, and you may buy something because you want the specific product itself. An example of the first category is airlines--unless you belong to a frequent flyer program, you will choose which airline to travel based on price. If Delta tickets cost $139, and Southwest tickets cost $129, you're going to choose Southwest unless there is some other externality weighing on your decision--e.g. maybe you had a bad experience flying Southwest before, maybe the Delta routes are more timely, etc. Absent an intervening externality, price wins out. Convenience is the second moat, and this is the weakest of them all. You might frequent a grocery store because it's by your house--you wouldn't actively choose it based on price, and you don't seek out the grocery store for it's own sake, but it's only a five minute drive away so you go there anyway. And the third type of business is the strongest--when you want the specific product itself. You don't just want shoes--you want Nike shoes. You don't just want soda--you want something sold through Coca-Cola, Pepsi, or Dr. Pepper. You don't just want acetaminophen--you want Johnson & Johnson's Tylenol. Using our Dick's Sporting Goods example, you can see that the profits are built on convenience. People don't want Nike shoes because they bought them at Dick's Sporting Goods; they buy them at Dick's Sporting Goods because that is the most convenient way to get Nike shoes with the immediate knowledge that they fit. This is the type of business model that is the most vulnerable to disruption. It doesn't mean that you shouldn't buy Dick's Sporting Goods--the current price around $47 per share does offer some protection, but it's the kind of company that you may not want to hold beyond five years. A quick 40% pop, or the spotting of a branded company with a similar valuation to Dick's, is enough justification to get out of the company because firms built on convenience exclusively are not inherently meant to be lifetime holdings. This observation usually leads to a follow-up like: So what do you do if you own Wal-Mart stock? There are three things that Wal-Mart has going for it that might distinguish from an investment in a firm like Dick's Sporting Goods. It sells products that don't face competition from the branded source; it has the additional benefit of cost advantages in addition to convenience advantages; and the firm is 50% owned by the Walton family which reduces the inherent conflict of self-interests that exists in a corporation where there is a disunity between management and shareholders. Although Wal-Mart faces convenient and price competition from Amazon, and in some instances, Aldi and Kroger, it still offers enough of a price advantage on a decent number of offerings that it may be the preferred choice of customers not only because it is close by but also because you want to see the oranges and bananas before you buy them and there's probably not a better price if you look elsewhere either. The Wal-Mart business model isn't just built on convenience; it's built on the mixture of cost and convenience. Also, anytime you buy stock in a company, you also face the disadvantage of not fully knowing what's going on inside the company. When you buy a few hundred or a few thousand shares of a billion-dollar corporation, you can't quite measure the management team's survivalist instinct and know the specifics of how that instinct (if it exists) translates into a sound strategy that will serve shareholders well. With the Walton family collectively owning over $100 billion of the company's $214 billion in market value, you can strongly presume that the survivalist instinct exists at the management level (because the Walton family's control of the board permits them to choose officers) so the only unknown is whether the survivalist instinct translates into a strategy that permits shareholders to prosper. It's one set of unknowns instead of a double set of unknowns. The most straightforward way to solve this problem--recognizing that Wal-Mart has a strong cost and convenience advantage but unsure whether it is built to withstand the decades--is to take your Wal-Mart dividends if Wal-Mart is a meaningful position you hold and then invest them in companies that more clearly have generational-holding characteristics. If the Wal-Mart business model is only meant to grow earnings for 23 more years, well, you get at least 92 dividend payments to mitigate that final outcome. But if you're trying to figure out what should be your investing north star for the next two decades, and have concerns about the rate of disruption brought about by technological change, then you should focus on companies where people seek it out to specifically acquire the products that they sell. Strong brands should be your first priority, and can easily fill two thirds of a portfolio. Then, you focus on the low-cost producers in an industry that have some type of cost advantage--companies with the GEICO, Wells Fargo, U.S. Bancorp, Exxon business model. That can take up anywhere from 10% to 30% of your selections. And lastly, you should aim to keep less than 10% of your wealth that is earmarked for long-term business ownership towards those companies that are exclusively about convenience. Those are the businesses most susceptible to shareholder wipeout, and therefore, should be a disfavored investment category.
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Group 3 The Design Files is Australia’s most popular design blog. We cover real Australian homes, architecture, gardens, art, design, food and more.
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The Official Martha Stewart Blog - The Martha Blog Martha Stewart\\'s official blog. On the Martha Blog, Martha Stewart shares an up-close and personal perspective of her life through blog posts, photos and
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ThemeLand.ca | Look Different, Look Better, Look Good. ThemeLand.ca Themes and Stock photos from Southern Alberta and around the world. Social media content and campaigns
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The Tech Weekly student newspaper of the Massachusetts Institute Technology in Cambridge. Covering MIT news, opinion, arts, sports, and campus life.
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Investing, Advice, Retirement and Banking | TIAA Learn about our nearly 100 year not-for-profit mission, the opportunity for your money to grow with lower fees, and access to expert financial advice.
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TimMaurer.com | Personal finance is more personal than it is finance. I''d like to recommend a blog post, a simple daily practice, and a transformative book that I believe could propel you not just through 2020, but the 2020s.
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Current Issues - Townsend Letter The April 2020 issue focuses on skin disorders, eye conditions, allergies, and helpful treatments, and includes an interesting article on Informed Consent.
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An Architectural Adventure - An Architectural Adventure- Blogs and Photography An architecture student's perspective and musings on architecture and the world via photography, sketches and writing.
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Intellectual Revolution | "Your freedom is not mine to give. It belongs to you and you alone. If you want it back, you must take it for yourselves. Each and every one of you." "Believe none of what you hear, and half of what you see." Benjamin Franklin Life as we know it in this dimension comes down to 2 things only; perception and perspective. An individual's perception creates their perspective which then creates the world that individual believes and lives in. In my opinion this is proof of…
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Home - Life in Perspective - Joondalup Psychological & Counselling Services Working with individuals (18 years and above) and couples, we strive to equip our clients with focused psychological strategies allowing them to put their Pasts in Perspective, live fulfilling & balanced lives in the Present and look forward to the Future.
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NewChurchHistory.org NewChurchHistory.org provides an electronic medium for articles and projects related to the life and times of Emanuel Swedenborg (1688-1772), the influence of Swedenborg''s theological works worldwide, and the history of the New Church from the 18th century to the present day. Articles on historical subjects written from a New Church perspective will also find a home here.
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WalkerHouse, a Christian internet community, Falls Church, Virginia and worldwide on the internet WalkerHouse, a Christian community on the internet where we encourage Christians to follow God''s word and prosper in this life - Falls Church, Virginia and worldwide on the Internet, the site for Christian Living, Christian Literature, and Christian Thought, WalkerHouse forums are supported by online products sales of Christian gifts and apparel at http://www.Cafepress.com/scriptureStuff or www.ScriptureStuff.com and http://www.ScriptureStuff.QBstores.com,
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The Whitecard Game The White Card Game offers an engaging and entertaining way to deliver training in CPCCOHS1001A - Work safely in the construction industry. Through a first person perspective the goal of the game is to identify, control and report workplace hazards on a construction site without getting injured or causing the death of workmates. By creating a virtual experience of being on a building site, the game offers real life challenges, problems and risks yet provides a safe place in which to learn and explore.
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Kristina Kuzmic Energetic, funny, and obsessed with food and creativity, Kristina has an in-your-face perspective on issues of parenting, cooking, and life in general.
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Marc Graci: Teacher | My Philosophy, Lesson Plans, and Qualifications Hello! My name is Marc Graci, and I am a middle school English and Mathematics teacher currently based out of Salinas, CA. My strong academic background, along with my unique life experiences in teaching overseas and in initiating successful community programs, enable me to bring a distinctive perspective to the classroom. I've designed this website…
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Travel as Therapy For Life''s Meaning, Spiritual Transformation And Freedom. Travel As Therapy For the Soul. Discover How To Use Travel For Self Integration, Spiritual Transformation And Joy Of Being. Nurture your Self: Travel Adventure From Soul Perspective.
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A Personal Travelogue, Photo Album and Perspective This website is a chronicle of our family and travels. It is mostly a photo album of our life. I hope you enjoy it.
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Masturbation Month May has come, and so should you. The Official Home of Masturbation Month. Join us in celebrating 31 days of self love with educational content from amazing contributors.
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Rego's Media Page | a communication perspective. Twitter @RichieRego; https://in.linkedin.com/in/richardrego a communication perspective. Twitter @RichieRego; https://in.linkedin.com/in/richardrego
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Travelosthan.com | Let's Travel More... Introduction: The ASEAN Tourism Forum (ATF) is a cooperative regional effort to promote the Association of Southeast Asian Nations (ASEAN) as one tourism
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index This site is not about evangelizing non-Christians and is about spreading the Truth about the Holy Bible. We strive to bring fresh insight and commentary on the study of God's Word.
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Full Metal Panda | Life in braces as a grown-up Life in braces as a grown-up
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Lovelifeandspirituality.com | Dating, relationships, and life from a metaphysical perspective.